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Balance transfer credit cards also have completely different lengths of time for the quantity transferred that you can get the % APR interest. Some will give you that rate for only three months, but will allow you to have % APR interest on all your new purchases for a year or longer. Other credit cards (the optimum ones) will give you that impressive interest price until it is paid off - an unbeatable feature on the perfect cards. If you can get this, and you have balances on other credit cards, this is the way to go. Another point that you want to watch for is just how long a time period do you have to be capable to put existing debt on your new balance transfer credit card. It is highly beneficial that you come across out about this given that a great number of cards will only enable you to use this feature when you apply for the card. You actually have to fill in the quantity of all transfers, and the card knowledge, when you apply. 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