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Women's car insurance has been appearing throughout the web and our TV screens lately. There's a whole new class of insurers like Sheila's Wheels and Cover Girl who provide motor insurance for women only. They guarantee lower premiums for women drivers because, they claim, it is cheaper for them to cover women. Women are better people so a lower chance, they say. They've fewer accidents, fewer driving convictions and when they do have an, the repairs are usually cheaper. So, is it actually true, or is it just another advertising device?

The clear answer to the problem is both yes and no. Women only insurance companies are marketing to a certain market - women drivers. Needless to say it is a device, but such as the most readily useful marketing gadgets, it's located in truth. Here are the important points about women drivers and insurance:

-92% of driving beliefs are handed out to men.

As women be much more aggressive drivers, these numbers are changing, though. In accordance with data gathered by the car insurance evaluation site confused.com, 16.8% of male drivers have beliefs on their driving record, compared to 9.8% of female drivers. That number is up from 4.8% of female owners only 36 months ago.

-Men travel differently than women.

A massive 98% of dangerous driving convictions were passed out to male people a year ago. According to most of the research, men tend to be competitive and more aggressive when driving than women, and that naturally results in more incidents. Women have a tendency to drive more slowly - generally within the speed limits - and to drive shorter distances. All of those details add up to fewer accidents that involve women. (So much for those jokes about bad women drivers. The statistics say otherwise.)

-Insurance businesses spend out less in damages for policies taken out by women.

They tend to be of the fender-bender scrape selection, when women do enter a crash. Over all, insurance providers have always known that female drivers cost them less in payouts.

Nevertheless, that doesn't fundamentally translate to the lowest rates from organizations that only insure women. In fact, many of them offer true estimates that are greater than the rate you'd be quoted from the more common motor insurance carrier. The simple truth is as a customary part of working that despite the common belief that girls drivers underwrite their more expensive male counterparts by paying higher insurance, many insurance companies offer lower insurance costs to female drivers.

That's not to state that you'll not have the most readily useful value from an insurer who just ensures women's vehicles. it's with any other automobile insurance decision the underside line may be the same. Shop around. Get insurance rate quotes from a amount of different organizations before you choose the plan that is best for you. Remember when you are evaluating plans that you should always compare like with like. Choose the specific cover that you want before you start requesting estimates, and make sure that the rate you are quoted includes all of the cover you need. It is really the only solution to be very sure you are getting the most useful address for the money. [{http://wwwis.win.tue.nl/~nstash/2IO22/mediawiki/index.php?title=Examine_Your_Auto_Insurance_Quote_Amongst_Numerous_Carriers_In_Your_State Examine Your Auto Insurance Quote Amongst Numerous Carriers In Your State - Web Scien|http://blog.yam.com/light76998/article/61554999 the infographic|http://www.sifangtongda.com/ideas-for-getting-low-cost-auto-insurance-rates/ Ideas for Getting Low cost Auto Insurance Rates | Sifang Tongda|http://www.xfire.com/blog/ebnajitha/4606434 Xfire - Gaming Simplified|http://www.getjealous.com/mdsurf1234/journal/2763135/car-accidents-claims-and-insurance-289.html Car Accidents Claims And Insurance ###289 - Free Travel Blogs|http://members.tripod.com/c_yadav/mediawiki/index.php?title=Payday_Advance Payday Advance - Test Wiki|http://www.flixya.com/blog/5236497/The-Cheapest-OnlineOn The Cheapest {Online|On###|http://www.stanford.edu/dept/pres-provost/cgi-bin/wiki/index.php?title=No_Fax_Payday_Loans_For_Military_Personnel go here|http://members.tripod.com/c_yadav/mediawiki/index.php?title=Cheap_Term_Life_Insurance_coverage Cheap Term Life Insurance coverage - Test Wiki|http://journals.fotki.com/pike03colt/acupuncture-is-an-instanc/entry/ddfgwbfqrgqf/ The Least expensive http://www.purevolume.com/donna77drake/posts/3977685/What+Is+Gap+Insurance%3F click]