Settling With Capital One Bank Credit Card Debt Lawsuit

I’ll just throw this out there….. being sued by an Original Creditor is a scary thing because you know darn well they've all the documents to nail you to the wall OR DO THEY?
Capital One sued me in Indiana and didn’t attach anything yet a Garbage Affidavit without an account number listed on it but yet this individual swears this is my account? I do not think so.
I figured I had nothing to lose and filed for a Motion to Dismiss Case for Failure to Comply with my court rule (not attaching the contract)
Now again I knew I was screwed and was basically toying with them to see what they had on me. The Case Was Dismissed Without Prejudice and I literally LMAO. Until I received within 30 days an Amended Complaint (which they did completely wrong) but anyways Each SINGLE CREDIT CARD STATEMENT & an affidavit from somebody who works for Capital One Bank was now attached to the Newly Amended Complaint.
I thought undoubtably I was screwed and filed a Motion to Strike the Affidavit simply because it ididn’t even list my account number on it, and it had an address from when I lived in Illinois so I claimed Statute of Limitations between other things.
Well the Judge set this for hearing and Capital One’s Lawyer showed up pulled me into a room and primarily told me that I required to settle simply because I was going to lose at the Hearing.. I told him NO what you did was wrong, your affidavit basically sucks, and to see what the judge had to say he kept telling me I was wrong and needed to settle this before the hearing I told him I do not have to do anything.
Was he mad? Definitely. Did I care? Absolutely NOT.
To make a long story short the Judge explained that they filed their Amended Pleading wrong and required to re-file it the correct way and after that he would rule on my Motion to Dismiss and Motion to Strike. I just held in my laugh and that was that.
I waited 30 days in which they were allowed and guess what? NO AMENDED PLEADING was provided by them and the Judge Granted my Movement to Dismiss and Motion to Strike the Affidavit and I won the case.
Moral of the story is that if you have time on your hands why not see what they have on you? Not every lawyer does every little thing correctly.
And the word out there on the internet is that Capital One has their stuff together when it comes down to a lawsuit……. NOT IN THIS CASE.
If they had each and every single credit card statement and an affidavit why didn’t they just amend their complaint the right way?
Since they were looking for an easy settlement, they knew I was going to fight them til the end and well, they just gave up and moved onto the next effortless DEFAULT JUDGMENT because they couldn’t get it from me.
Now individuals, I knew when I was sued that I was screwed. Yet I figured Let’s SEE WHAT THEY GOT and how far I can take this prior to settling.
So I won and which is that, see sample answer to debt summons!