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Women's car insurance has been showing up all around the net and our TV screens recently. There's an entire new class of insurers like Sheila's Wheels and Cover Girl who provide motor insurance for girls only. They promise lower payments for women motorists because, they state, it is cheaper for them to guarantee women. Women are better people so less risk, they say. They've fewer accidents, fewer driving convictions and when they do have an, the repairs usually are cheaper. So, is it actually true, or is it yet another marketing gimmick?

The solution to the problem is both yes and no. Women only insurance companies are marketing to a certain niche - women drivers. Needless to say it's a trick, but like the best advertising jokes, it's located in reality. Listed below are the reality about women drivers and insurance:

-92% of driving convictions are passed out to men.

Those numbers are changing, although, as women be much more aggressive people. According to data gathered by the car insurance comparison website confused.com, 16.8% of male drivers have convictions on their driving record, when compared with 9.8% of female drivers. That amount is up from 4.8% of female owners just three years before.

-Men drive differently than women.

Last year a huge 98% of dangerous driving beliefs were passed out to male individuals. According to most of the research, men are usually more aggressive and competitive driving than women, and that naturally contributes to more injuries. Women have a tendency to drive more slowly - generally speaking within the speed limits - and to drive shorter distances. All those details total up to women that are involved by fewer accidents. (So much for those jokes about bad women drivers. The data say otherwise.)

-Insurance businesses pay out less in damages for policies taken out by women.

They are generally of the fender-bender scrape variety, when women do enter an accident. Total, insurance firms have always known that female individuals cost less to them in payouts.

But, that doesn't necessarily translate to the cheapest costs from companies that only guarantee women. In fact, many of them provide actual estimates which can be greater than the rate you'd be estimated from a more generic motor insurance carrier. The stark reality is that despite the popular sentiment that females drivers underwrite their more expensive male counterparts by paying higher insurance, many insurance companies offer lower insurance costs to female drivers as a customary part of working.

That is not to say that you will not have the best price from an insurer who only protects women's vehicles. it's with every other car insurance decision the bottom line may be the same. Check around. Before you decide on the plan that is best for you get insurance rate quotes from the amount of different businesses. When you are evaluating policies that you must always compare like with like bear in mind. Decide on the specific cover that you want before you start seeking quotes, and make certain that the price you are quoted includes most of the cover you need. It is really the only method to be absolutely certain you are having the best address for your money. [{http://wwwis.win.tue.nl/~nstash/2IO22/mediawiki/index.php?title=Examine_Your_Auto_Insurance_Quote_Amongst_Numerous_Carriers_In_Your_State Examine Your Auto Insurance Quote Amongst Numerous Carriers In Your State - Web Scien|http://blog.yam.com/light76998/article/61554999 the infographic|http://www.sifangtongda.com/ideas-for-getting-low-cost-auto-insurance-rates/ Ideas for Getting Low cost Auto Insurance Rates | Sifang Tongda|http://www.xfire.com/blog/ebnajitha/4606434 Xfire - Gaming Simplified|http://www.getjealous.com/mdsurf1234/journal/2763135/car-accidents-claims-and-insurance-289.html Car Accidents Claims And Insurance ###289 - Free Travel Blogs|http://members.tripod.com/c_yadav/mediawiki/index.php?title=Payday_Advance Payday Advance - Test Wiki|http://www.flixya.com/blog/5236497/The-Cheapest-OnlineOn The Cheapest {Online|On###|http://www.stanford.edu/dept/pres-provost/cgi-bin/wiki/index.php?title=No_Fax_Payday_Loans_For_Military_Personnel go here|http://members.tripod.com/c_yadav/mediawiki/index.php?title=Cheap_Term_Life_Insurance_coverage Cheap Term Life Insurance coverage - Test Wiki|http://journals.fotki.com/pike03colt/acupuncture-is-an-instanc/entry/ddfgwbfqrgqf/ The Least expensive http://www.stanford.edu/dept/pres-provost/cgi-bin/wiki/index.php?title=Evaluate_Your_Auto_Insurance_Quote_Among_Multiple_Carriers_In_Your_State Evaluate Your Auto Insurance Quote Among Multiple Carriers In Your State - IR&DS]